:root{--navy:#0a2f73;--blue:#0f63ff;--sky:#eff6ff;--yellow:#ffd84d;--yellow2:#ffc423;--text:#10213a;--muted:#4c5f7d;--line:#d9e7ff;--white:#fff;--soft:#f7fbff;--danger:#d61f45;--shadow:0 14px 36px rgba(16,33,58,.10);--radius:20px}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.6;overflow-x:hidden}
a{color:inherit;text-decoration:none}.container{width:min(1180px,calc(100% - 32px));margin:0 auto}
.topbar{background:#08224f;color:#dbeafe;font-size:14px}.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:10px 0;flex-wrap:wrap}.topbar a{color:#fff;font-weight:700}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)} .nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 0}
.brand{display:flex;gap:12px;align-items:center}.logo{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,var(--yellow),var(--yellow2));color:#08224f;font-weight:900;box-shadow:0 8px 20px rgba(255,196,35,.3)}
.brand-text strong{display:block;font-size:18px}.brand-text span{display:block;color:var(--muted);font-size:13px}
nav.menu{display:flex;gap:18px;flex-wrap:wrap} nav.menu a{color:#29466f;font-weight:700;font-size:14px}
.actions{display:flex;gap:10px;align-items:center;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 20px;border-radius:15px;font-weight:800;border:1px solid transparent}
.btn-primary{background:linear-gradient(135deg,var(--yellow),var(--yellow2));color:#08224f;box-shadow:0 10px 24px rgba(255,196,35,.25)}.btn-secondary{background:#fff;border-color:#bfd5ff;color:#0f63ff}
.hero{background:radial-gradient(circle at top right, rgba(255,216,77,.25), transparent 25%),radial-gradient(circle at left 15%, rgba(15,99,255,.18), transparent 28%),linear-gradient(135deg,#0a3b95 0%, #0f63ff 58%, #4bb0ff 100%);color:#fff;padding:58px 0 34px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:28px;align-items:start}.eyebrow{display:inline-block;background:rgba(255,255,255,.14);color:#fff;font-weight:800;border-radius:999px;padding:8px 12px;font-size:12px;text-transform:uppercase;letter-spacing:.06em;border:1px solid rgba(255,255,255,.22)}
h1{font-size:56px;line-height:1.03;margin:16px 0} h2{font-size:38px;line-height:1.12;margin:0 0 14px} h3{font-size:22px;line-height:1.2;margin:0 0 10px}
.lead{font-size:19px;color:#e8f2ff;max-width:760px}.kicker{color:#dce8ff;font-weight:700;font-size:18px}
.hero-points,.checklist,.clean{padding-left:18px;margin:16px 0 0}.hero-points li,.checklist li,.clean li{margin:8px 0}
.offer{display:flex;gap:14px;flex-wrap:wrap;align-items:center;margin-top:24px}.offer-card{background:#fff;color:#10213a;border-radius:18px;padding:16px 18px;box-shadow:var(--shadow)}
.offer-card .old{font-size:15px;color:#64748b;text-decoration:line-through;font-weight:700}.offer-card .new{font-size:32px;color:var(--danger);font-weight:900;line-height:1.05}.offer-card .note{font-size:14px;color:#475569;font-weight:700}
.mini-trust{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}.mini-trust span{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:8px 12px;font-weight:700}
.panel{background:#fff;border:1px solid #dbeafe;border-radius:var(--radius);box-shadow:var(--shadow);padding:24px;color:var(--text)}.notice{margin:14px 0 18px;background:#fff8dc;border:1px solid #ffe08a;padding:14px;border-radius:14px;color:#6b4f00;font-weight:700}
.section{padding:74px 0}.section.alt{background:var(--soft)}.section-head{max-width:820px;margin-bottom:26px}.section .lead{color:#35517b}
.grid-2,.grid-3,.grid-4{display:grid;gap:18px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}.card p{margin:0;color:#516683}
.badges,.area-pills{display:flex;gap:10px;flex-wrap:wrap}.badge,.pill{padding:10px 14px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:700}
.link-grid a{display:block;padding:15px 16px;border:1px solid var(--line);border-radius:14px;background:#fff;font-weight:800}
.cta{background:linear-gradient(135deg,#0b3b8f,#1565ff);color:#fff;border-radius:28px;padding:34px;display:flex;justify-content:space-between;gap:20px;align-items:center;box-shadow:var(--shadow)}.cta p{color:#dbeafe;margin:0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px;margin-bottom:12px}.faq summary{cursor:pointer;font-weight:800}
.breadcrumbs{font-size:14px;color:#64748b;margin:0 0 12px}.breadcrumbs a{color:#0f63ff}.footer{background:#08224f;color:#dbeafe;padding:38px 0}.footer a{color:#fff}.small{font-size:14px;color:#bfd5ff}
.split{display:grid;grid-template-columns:1.15fr .85fr;gap:28px}
@media (max-width:1024px){nav.menu{display:none}.hero-grid,.grid-4,.grid-3,.grid-2,.split{grid-template-columns:1fr}h1{font-size:40px}h2{font-size:30px}.cta{flex-direction:column;align-items:flex-start}}
@media (max-width:640px){.container{width:min(100% - 24px,1180px)}.hero{padding:46px 0 24px}h1{font-size:34px}.lead{font-size:17px}.btn{width:100%}.actions{width:100%}.offer{display:block}.offer-card{margin-bottom:14px}}